Group and IndividualHealth, Dental, Visual Plans

Have you ever had an insurance agent give you an 800 customer service number and "disappear"? We pride ourselves on providing personalized service and going the extra mile" to  assure that your needs are met. It may be following up to make sure that employees have been properly enrolled, or checking on a problem claim, assisting every step of the way. We will be there with you and FOR you should you need assistance, to make sure that you and your employees get the service they deserve.

How do you choose the appropriate plan? There are so many options available - HMO, PPO, POS, HSA and Dual Options Plans - it's hard to know which plan is right for you and your employees. Let us help you make the best choice. We will help you understand the different types of plans in order to best decide a plan and carrier that meets your needs regarding benefits and costs. We represent most insurance companies in order to assure you have the best plan.

Health Savings Accounts are new plans that can be of great benefit to you and your employees. They work in conjunction with high deductible medical insurance and create "savings accounts" to be used for the purpose of paying medical expenses not covered by the insurance. Let us explain how it can work for you.

Employer Links:

UHC - Employer E-Services Website

BCBS Employer Website

Aetna Employer Website

Principal Employer Website

Delta Dental Employer Website

Ameritas Employer Website

COBRA Continuation Coverage Assistance Under ARRA

Employee/Member Links:

UHC Member Website

BCBS Member Website

Aetna Member Website

Delta Dental Member Website

Ameritas Member Website

 Individual Health & Dental Links:

Golden Rule/ United HealthONE

Aetna Individual Insurance

BCBS Individual Insurance


AARP - United Health Care - Medicare Suppliment

Official U.S. Government Site for Medicare

For 25 years our team at DJC Insurance & Financial Services are committed to provide exemplary service to our health insurance clients. We will help you find the correct plan, whether it be an individual or a group health and dental plan suited for you or your business goals. We work with a number of independent medical and dental insurance companies such as Aetna, United HealthCare, Blue Cross Blue Shield, Principal Financial Group, Delta Dental, Celtic, to name a few.

Call Donna at (239) 541-8840 or you can contact us @



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