DJC Insurance & Financial Services

Donna J. Caruso, CLU ChFC

As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children’s college education, protect your family during your working years, or guarantee your own retirement security. These things won’t happen by accident. It’s important to determine what you’d like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it’s never too late to start.




Of course, planning your financial future can be intimidating. Luckily, you don't have to do it alone. We are trained professionals who can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives.




Please use our Web site as a resource, and do not hesitate to contact us for additional information or to schedule a meeting. Thank you for your interest.




Donna J. Caruso, is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Florida, New York, Texas, Arizona and New Jersey. No insurance business may be conducted outside these states referenced.

 

Donna J. Caruso currently serves as the Executive Treasurer for the PACE Center Board of Directors and is an essential board member for the Community Bank of Cape Coral, as well as the Cape Coral Community Foundation.  Donna is also a key member of the Rotary Club of Cape Coral and the Cape Coral Chamber of Commerce.





For individual medical coverage and group medical, dental, disability and life insurance needs for you and your business, DJC Insurance and Financial Services also offers group and individual health and dental plans through independent health insurance carriers. We provide comprehensive employee benefit programs to a number of Southwest Florida area businesses. Karin Rivera*, our Health Insurance Assistant  would be happy to speak with you to discuss your insurance needs. For more information on health plans available, contact Karin at 239-541-8840.




As part of our comprehensive benefit plan for business, we offer products and services for employer-sponsored retirement plans - SIMPLE IRA, 401(k) and SEP.




Donna J. Caruso is a Registered Representative of and offers securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency. 4524 SE 16th Place Suite 1A Cape Coral, FL 33904 (239) 541-8840. In her regard, this communication is strictly intended for individuals residing in the states of Florida, New York, and New Jersey. No offers may be made or accepted from any resident outside the specific states referenced.




DJC Insurance and Financial Services is not owned or operated by NYLIFE Securities LLC or its affiliates.




* Karin Rivera is employed by DJC Insurance & Financial Services and has no affiliation with New York Life Insurance Company or its affiliates.
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