Health & Dental Plans

Have you ever had an insurance company give you an 800 customer service number and "disappear"? We pride ourselves on providing personalized service and going the extra mile" to make sure that your needs are met. It may be following up to make sure that employees have been properly enrolled, or checking on a problem claim, but we will be there with you and FOR you should you need help with following through on claims and making sure that you and your employees get the service they deserve.

How do you choose the appropriate plan? There are so many options available - HMO, PPO, POS, Dual Options Plans - it's hard to know which plan is right for you and your employees. Let us help you make the best choice. We can help you understand the different types of plans and how each can be of benefit to you and get quotes from a number of carriers.

Health Savings Accounts are new plans that can be of great benefit to you and your employees. They work in conjunction with high deductible medical insurance and create "savings accounts" to be used for the purpose of paying medical expenses not covered by the insurance. Let us explain how it can work for you.

 
Karin Rivera*, whose sole responsibility at DJC Insurance & Financial Services is to service our health insurance clients, can help you find both individual and group health and dental policies for you or your business. We work with a number of independent medical and dental insurance companies such as Aetna, United HealthCare, Celtic and American Medical Services.



Call Karin at (239) 541-8840 or you can contact her by e-mail at karin@djcinsurance.net.


* Karin Rivera is employed by DJC Insurance & Financial Services and has no affiliation with New York Life Insurance Company or its affiliates.